Just remember this, if you wait until 67 fra (full retirement age), the money you gave up between the age of 62 and 67 won’t be made up until you are around age 81. So hopefully by the time you break even at age 81 you can still enjoy your life and that is if you are even still alive. I’m starting mine at 62
From a Reddit thread.
I figure there's pretty much no way I'm going to be living when I'm 81.
Occasionally I'll ask readers questions here. Very rarely to they respond, and I don't blame them, which doesn't keep me from doing it anyhow.
For my retired readers, what age did you retire at, and why?
I'll be 62 in less than a week. I'm tired, and had two bouts with my health after a lifetime of being mostly healthy. I have one kid in grad school for two more years and my wife of 30 years is ten years younger than me.
I'm struggling with what to do. If it was just me, there's no question what I'd do. This week I'd send around the announcement that I'm planning to retire. It'd still take me a year or two to extract myself.
I've brought on a new employee recently to help me. As I wasn't planning on retiring, even though I'd like to, that employee has no concept that I might be soon. Indeed, the new employee just left the employment of somebody who did retire at age 67.
But I've also seen something recently where I've reencountered somebody I haven't professionally for probably fifteen or twenty years. I'll mention more of this in a thread to come, but I can tell that person isn't firing on all their cylinders anymore, and yet there they are, working full time. . .when they shouldn't be.
Anyhow, if you have an opinion, or experience, I'd be curious what it is.
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